Full-service accounting for business owners
Ratio brings your accounting, tax planning, payroll, and financial guidance together. You get one team that knows your business and a scope agreed up front.
14%32%
EBITDA margin, large established business, 13 months with Ratio
200+
Clients Served
25+
Years Experience
98%
Client Retention
Certified Team
Results that speak
Actual EBITDA from current clients' books, with the situation and time period shown for context.
Large established business · 13 months
14% → 32%
EBITDA margin
While revenue has been relatively flat, we achieved EBITDA growth from 14% margins when we took over to 32% margin today.
See the supporting numbersStart-up business · 10 months
−$2,300 → $8,700
avg monthly EBITDA
New practice with much to figure out. Average loss of $2,300 per month prior to Ratio's involvement. Today's average: $8,700 in monthly EBITDA, with June 2026 at $24,770 in monthly net profit.
See the supporting numbersSingle-location business · 5 months
$9,639 → $25,780
avg monthly EBITDA
Owner looking to grow and out of ideas. Daily monitoring of her P&L presented opportunities to sharpen small but cumulative aspects of the business, yielding these results in 5 months.
See the supporting numbersWhat we do
Keep the books current, plan taxes throughout the year, run payroll, and get experienced guidance before important decisions. Your proposal spells out the services included for one flat monthly fee.
Your numbers, updated within 24 hours. Automated reconciliation, cash flow reporting, and a financial picture that is always current. Make decisions with today's data, not last quarter's.
Learn MoreBusiness and personal tax planning, S-Corp applications, sales and use tax filing. Ratio tax strategy runs year-round — no more scrambling at year's end.
Learn MoreOne of your top three expenses, handled. On time, accurate, every cycle. Plus compensation analysis so your payroll reflects the market, not more.
Learn MoreWe look under the hood of your business and tell you what you need. Contracts, capital purchases, loans, hiring decisions. You call, we diagnose, you decide. This is where the Ratio team pays for itself.
Learn MoreOver 300 business sales consulted. Clean financials, debt reduction, add-backs, and strategic positioning so your business sells for what it's actually worth.
Learn MoreLegal and tax entity decisions, system implementations, franchise reporting, and contract negotiations. All for one flat monthly fee.
Learn MoreThe people behind your numbers
Ratio is a hands-on accounting team. Meet the people responsible for helping owners understand the numbers and decide what comes next.
Meet the Ratio team
Partner
CPA, Partner
CPA
Bookkeeper
Software Engineer
Simple process
Share the basics through our short proposal form, or book a conversation if you would rather talk first.
We follow up within one business day with the proposed scope and flat monthly pricing.
Once you are ready, Ratio coordinates the handoff and starts building a current financial picture.
In their words
“Ryan and his team provide far more than just accounting services. They are the complete package for any business owner that is truly looking to run a successful, sustainable, efficient, and thriving business. My business had grown to a point where I knew I needed more than the everyday accountant, and Ratio Accounting was the answer.”
Jerry Neidigh
Business Owner
“I love these monthly reports!”
Dr. Benjamin Teller
Business Owner
$22K caught
“My old accountant called me once a year with his bill in April. Ratio caught $22K in double payments in my second month with them. I had no idea I was making this error.”
Bobby F.
Business Owner
Clear explanations
“One of the most valuable aspects of working with Ratio is their ability to help me truly understand my numbers in a way that my previous accountants could not. Their explanations are clear, practical, and tailored specifically to the realities of running my business.”
Russell Gray
Business Owner
Peace of mind
“Ryan and Michael have become true partners in my business, contributing not just to our finances, but to the overall success and strategy of our practice. They've offered to negotiate with vendors to lower our costs, provided recruitment support to build out our team, and offered thoughtful business guidance that's been instrumental in my growth as a new owner. Their responsiveness, insight, and genuine care for the success of our practice have made a huge difference in both our operations and my peace of mind.”
Nicole Ardura
Business Owner
Join 200+ business owners who switched to Ratio — and watched their margins prove it.